How UMass Amherst's Financial Aid Changes

All Undergraduate Students Financial Aid Over Time

The following table and chart show the trends of financial aid for all undergraduate students at University of Massachusetts-Amherst since 2013.

For that period, the average number of students who received grants aid/scholarships is 17,023, which is 72.89 % of all undergraduate students. 12,667 students which is 54.33% of undergraduate students received federal student loans and the average loan amount is $6,668.

Year	Grant or Scholarship^*		Pell Grants		Federal Student Loans
Year	Number Received (percent^**)	Average Amount	Number Received (percent^**)	Average Amount	Number Received (percent^**)	Average Amount
2013-14	15,208 (69%)	$8,405	5,591 (25%)	$3,992	13,371 (60%)	$6,851
2014-15	15,447 (69%)	$8,592	5,270 (24%)	$4,118	13,202 (59%)	$6,768
2015-16	16,068 (71%)	$8,849	5,111 (22%)	$4,154	12,996 (57%)	$6,770
2016-17	16,623 (71%)	$9,159	5,258 (22%)	$4,186	13,224 (57%)	$6,910
2017-18	17,087 (73%)	$9,757	5,624 (24%)	$4,326	13,099 (56%)	$6,759
2018-19	17,228 (73%)	$9,768	5,406 (23%)	$4,420	12,713 (54%)	$6,636
2019-20	17,568 (73%)	$10,126	5,417 (22%)	$4,499	12,835 (53%)	$6,514
2020-21	19,437 (80%)	$9,734	5,100 (21%)	$4,618	10,941 (45%)	$6,373
2021-22	18,539 (77%)	$11,636	5,041 (21%)	$4,640	11,626 (48%)	$6,433
Average	17,023 (72.89%)	$9,558	5,313 (22.67%)	$4,328	12,667 (54.33%)	$6,668

Freshmen (First-time, Full-time Undergraduate) Financial Aid Over Time

Overview

For the last 10 years, on average, 4,017 (82.11 % of students) received grants or scholarships and its average amount is $9,686. It can cover 24.65% of tuition & fees ($39,293) based on out-of-state rate.

In addition, 2,647 (54.11 % of students) students get helped from the students loans (average amount : $7,910).

Year	Grants or Scholarships^*		Student Loans
Year	Number Received (percent^**)	Average Amount	Number Received (percent^**)	Average Amount
2013-14	3,650 (78%)	$8,161	2,849 (61%)	$7,288
2014-15	3,800 (81%)	$8,456	2,815 (60%)	$7,801
2015-16	3,918 (84%)	$8,572	2,590 (55%)	$7,657
2016-17	3,742 (80%)	$8,867	2,656 (57%)	$8,000
2017-18	3,901 (82%)	$9,694	2,712 (57%)	$8,147
2018-19	4,109 (82%)	$9,517	2,628 (52%)	$8,111
2019-20	4,615 (81%)	$10,892	3,064 (53%)	$8,157
2020-21	4,311 (86%)	$10,662	2,032 (41%)	$7,550
2021-22	4,104 (85%)	$12,350	2,475 (51%)	$8,481
Average	4,017 (82.11%)	$9,686	2,647 (54.11%)	$7,910

^*Grant or scholarship aid includes aid received, from the federal government, state or local government, the institution, and other sources known by the institution.

^**percentage of number of students receiving aids among all undergraduate students.

Grants/Scholarship

The following table shows the trends of grants or scholarships over time. For the last 10 years, on average, 1,025 (21.00 % of students) received Pell (federal) grants and its average amount is $4,580.

In addition, 1,538 students received State/local government grants/scholarships (32.00 % of students).

Year	Federal (Pell) Grants		Other Federal		State/Local government		Institutional
Year	Number Received (percent)	Average Amount	Number Received (percent)	Average Amount	Number Received (percent)	Average Amount	Number Received (percent)	Average Amount
2013-14	1,091 (23%)	$4,246	889 (19%)	$419	2,527 (54%)	$2,088	2,797 (60%)	$6,974
2014-15	979 (21%)	$4,306	715 (15%)	$445	2,535 (54%)	$2,403	2,937 (63%)	$7,322
2015-16	882 (19%)	$4,265	788 (17%)	$637	2,572 (55%)	$2,130	3,058 (65%)	$7,797
2016-17	1,005 (22%)	$4,428	844 (18%)	$470	1,052 (23%)	$1,557	3,738 (80%)	$7,142
2017-18	1,045 (22%)	$4,609	928 (20%)	$411	1,085 (23%)	$1,793	3,898 (82%)	$7,869
2018-19	989 (20%)	$4,641	815 (16%)	$400	857 (17%)	$2,292	4,107 (82%)	$7,847
2019-20	1,214 (21%)	$4,834	2,047 (36%)	$1,411	1,291 (23%)	$2,320	4,609 (80%)	$8,357
2020-21	1,010 (20%)	$4,946	2,540 (51%)	$809	1,059 (21%)	$2,366	3,963 (79%)	$9,187
2021-22	1,007 (21%)	$4,945	2,348 (48%)	$2,084	868 (18%)	$2,702	3,940 (81%)	$9,763
Average	1,025 (21.00%)	$4,580	1,324 (26.67%)	$787	1,538 (32.00%)	$2,183	3,672 (74.67%)	$8,029

^*Grant or scholarship aid includes aid received, from the federal government, state or local government, the institution, and other sources known by the institution.

^**percentage of number of students receiving aids among all undergraduate students..

Student Loans

The following table describes number of students and average amount of loans by loan type. The following table shows the trends of grants or scholarships over time.

For the last 10 years, on average, 2,647 (54.11 % of students) get any students loan help and its average loan amount is $2,647.

Year	Total		Federal student loans		Other student loans
Year	Number Received (percent)	Average Amount	Number Received (percent)	Average Amount	Number Received (percent)	Average Amount
2013-14	2,849 (61%)	$7,288	2,817 (60%)	$5,623	356 (8%)	$13,833
2014-15	2,815 (60%)	$7,801	2,779 (59%)	$5,629	419 (9%)	$15,077
2015-16	2,590 (55%)	$7,657	2,549 (54%)	$5,374	379 (8%)	$16,183
2016-17	2,656 (57%)	$8,000	2,610 (56%)	$5,755	393 (8%)	$15,848
2017-18	2,712 (57%)	$8,147	2,672 (56%)	$5,516	452 (10%)	$16,273
2018-19	2,628 (52%)	$8,111	2,596 (52%)	$5,345	416 (8%)	$17,887
2019-20	3,064 (53%)	$8,157	3,000 (52%)	$5,274	503 (9%)	$18,231
2020-21	2,032 (41%)	$7,550	1,941 (39%)	$5,123	339 (7%)	$15,924
2021-22	2,475 (51%)	$8,481	2,425 (50%)	$5,286	416 (9%)	$19,644
Average	2,647 (54.11%)	$7,910	2,599 (53.11%)	$5,436	408 (8.44%)	$16,544

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Scholarships, Grants, and Loan Trends at UMass Amherst

All Undergraduate Students Financial Aid Over Time

Freshmen (First-time, Full-time Undergraduate) Financial Aid Over Time